Terms and Conditions
Inventive Finance Pty Ltd
Effective Date: 21/09/2020
1. Introduction
Welcome to the website of Inventive Finance Pty Ltd (“Inventive Finance”, “we”, “our”, “us”).
By accessing or using this website, you agree to be bound by these Terms and Conditions. If you do not agree, you must not use this website.
2. General Information Only
The information provided on this website is for general informational purposes only and does not constitute:
- Financial advice
- Credit advice
- Legal advice
- Tax advice
Nothing on this website takes into account your personal objectives, financial situation, or needs. You should obtain independent professional advice before acting on any information.
3. Credit Assistance & Licensing
Inventive Finance provides mortgage broking and credit assistance services in accordance with Australian law.
Where required, we operate under an Australian Credit Licence (ACL) or as an authorised representative of a licensee.
Full credit guide documentation will be provided prior to any credit assistance being provided.
4. No Guarantee of Approval
Loan approvals are subject to:
- Lender assessment criteria
- Verification of financial information
- Valuations
- Regulatory requirements
Inventive Finance does not guarantee loan approval, interest rates, or lending terms.
5. Website Accuracy
While we make reasonable efforts to ensure information is accurate and up to date:
- We do not warrant completeness or reliability
- Product features and interest rates may change without notice
- Third-party information may not always be current
You rely on website information at your own risk.
6. Third-Party Links
This website may contain links to third-party websites.
We do not control or endorse those websites and are not responsible for their content, privacy practices, or accuracy.
7. Intellectual Property
All content on this website, including:
- Text
- Graphics
- Logos
- Branding
- Design
- Images
is the property of Inventive Finance unless otherwise stated.
You may not reproduce, modify, distribute, or republish content without written consent.
8. Limitation of Liability
To the maximum extent permitted by law, Inventive Finance is not liable for:
- Any direct or indirect loss
- Business interruption
- Loss of profits
- Data loss
- Reliance on website information
arising from use of this website.
Nothing in these terms excludes rights under Australian Consumer Law.
9. Privacy
We are committed to protecting your privacy.
Our collection, use, and disclosure of personal information is governed by our Privacy Policy, available on this website.
10. Electronic Communications
By submitting forms through this website, you consent to:
- Being contacted via phone
- Receiving email communication
- Receiving SMS (where applicable)
You may opt out of marketing communications at any time.
11. Security
While we take reasonable steps to secure this website:
- We do not guarantee it is free from viruses or malicious code
- You are responsible for ensuring your own device security
12. Changes to Terms
We may update these Terms and Conditions at any time.
Changes take effect immediately upon publication on this website.
Continued use of the website constitutes acceptance of updated terms.
13. Governing Law
These Terms and Conditions are governed by the laws of Australia and the relevant State or Territory in which Inventive Finance operates.
14. Contact Details
Inventive Finance Pty Ltd
ABN 49 644 501 164
ACL – 384324 | Credit Representative Number 557996
Suite 5D, 9-13 Redmyre Road, Strathfield, NSW 2115
lending@inventivefinance.com.au
1300 454 366